The M. Toulouse Premia is hand crafted of natural vegetable tanned, pigmented, aniline finished leather which will accept oil. All leather is tanned by French tanning methods. Classically designed by Marcel Toulouse, Master Saddler in France, to meet all the demands of the horse and rider. Ultra soft comfortable anatomically shaped seat to provide better support for the rider and center the weight properly. Hand laminated beechwood, steel reinforced tree with stainless steel stirrup bar. Chocolate.Soft, air cushioned kneepads for comfort and grip.Adjusta-block movable knee block system.Effective knee roll. Featuring Comfort Fit Foam Panel®.No demo rides or pre-fitting. No returns.The only payment I will accept is Pay Pal, I'm not sure why the credit card logos are showing up but I will only accept PayPal. Thank you.